Retirement Traps to Avoid Full Size Version Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.